If anyone in your company still views TCPA suits as a cost-of-doing-business nuisance, April 2026 is the wake-up call. A wave of new settlements and filings has reset the math on what individual plaintiffs can recover — and what defendants are paying to make the suits go away.
The $3,787 headline
In a TCPA settlement that closed earlier this month, individual class members received $3,787 each — far above typical TCPA per-claimant payouts in the $20-to-$200 range. The unusually small claimant pool, combined with a generous fund, produced a per-person windfall that is now being cited in plaintiffs’ demand letters across the country.
The other April 2026 settlements
The headline payout is not an outlier in dollar terms. Recent and pending TCPA settlements include a $9.95M Gen Digital (LifeLock/Norton) prerecorded-message settlement (claim deadline April 13, 2026), a $1.32M ASP Aesthetics settlement for marketing texts sent after opt-out, and a $5.975M Wilshire Law Firm prerecorded-message settlement. Nationwide pet insurance settled a robocall class for $1.4M, with claims due in March.
The new front: quiet-hours lawsuits
Plaintiffs’ lawyers have also opened a new theory: TCPA “quiet hours” violations. The TCPA prohibits marketing calls before 8 a.m. or after 9 p.m. local time. New filings, including a class action against Ruggable, target marketers whose SMS campaigns sent before 8 a.m. or after 9 p.m. The cases are simple to plead — anyone who got more than one out-of-hours marketing text in 12 months can be a class member — and they put time-zone management at the center of compliance.
What a typical defendant did wrong
Across these cases, the patterns are familiar: outdated suppression files, time-zone bugs that fired SMS at the recipient’s home time rather than the carrier’s, third-party vendors with looser consent practices, and lists never scrubbed against known-litigator databases.
Before your sales or marketing team places its next outbound call or text, run the recipient list through TCPALitigatorList.com. It is the largest curated database of known TCPA litigators and serial-suers in the United States, and a single scrub against it can keep one mistaken contact from turning into a five- or six-figure demand letter. Most of the defendants in the cases above were dialing or texting numbers they could have flagged in seconds.
Three controls that prevent most of this
First, anchor send times to the recipient’s actual local time, not your CRM’s server time. Second, run STOP and DNC scrubs immediately before send, not weekly or monthly. Third, scrub against known TCPA litigator lists before any campaign — most of the named plaintiffs in 2026’s biggest settlements have been suing for years and were not hard to identify.