As the job market in Tucson continues to grow, investors in the multifamily home market remain optimistic. To add fuel to the fire, apartment occupancy is increasing steadily, making Tucson a sought after area for real estate investors.

In recent months, a number of complexes have been sold. One of these is the Coronado Villas in Tanque Verde Road. The complex, consisting of 432 units, was bought by Tokola Properties from Oregon for a whopping $43 million. San Francisco based Prime Residential was the seller in the deal brokered by the Tucson office of Berkadia.

Art Wadlund, the senior managing director of Berkadia explained that Tokola was looking for a quality property in Arizona. They recognized that the accelerating job growth and increasing apartment occupancy in the Tucson area presented a prime opportunity, as Coronado Villas is located within a growing multifamily market.

Coronado Villas, built in 1994, consists of one-, two- and three-bedroom units. The units include a washer/dryer and wood burning fireplaces. Community facilities include three swimming pools, a fitness center, a clubhouse and spas. Saguaro National Park east is only a short four-mile drive away.

The Tucson real estate market also recently received a boost when Lima One Capital, based in South Carolina, entered the local market. John Warren, Lima’s CEO noted that they offer loans only to multifamily property investors and house flippers. The loan types offered are “FixNFlip” loans for investors rehabbing homes over a 13-month period and multifamily projects loans for property owners and investors over 30 years. Warren added that  Phoenix and Tucson have always been well-balanced markets, making them prime investor areas.

Loan details:

• Rental30

The 30-year loan is aimed at landlords who want to refinance or buy single properties. The minimum amount that can be borrowed is $45,000 and rates start at 6.5 percent. Lenders need to have a credit score of at least 630 and the loan-to-value can be maximum 75 percent.

• FixNFlip

These loans are made over a 13-month period and both interest rates and origination fees decrease as the investor makes more flips. Flippers can borrow up to 70 percent of the loan to after-repaired-value (ARV), or 90 percent of the loan to cost.

• Fix2Rent

This short-term loan can be used by investors to buy and rehabilitate a property. Once the property has been fixed, the load can be converted to a Rental30 loan.

Other commercial deals recently done include:

• Vista Palmilla Apartments, 57 units for $1.7 million.
• Medical space on First Ave, 7,152 square feet for $1.8 million.
• Land along with improvements on Fifth St, 52,100 square feet for $1.7 million. The site will be redevelop for affordable workforce housing.
• Land at the northwest corner of Shannon roads and Cortaro Farms, 9.25 acres for $1.6 million.
• 4,910 square feet leased in the Wilmot Professional Plaza.
• 1,450 square feet leased at 2351 N. Alvernon Way.

The Tucson Real Estate information used in this article was compiled from broker records at the Pima County Recorder’s Office.

Find out about investing in Tucson real estate at TucsonRealEstateInvesting.com

To start with, what really is GRUMPINESS? According to the Merriam-Webster Dictionary online, grumpiness is the attitude of being easily irritated or annoyed. In other words, to be very impatient most of the time with people or situations. We can therefore say grumpiness is that attitude of being constantly irritated, annoyed or impatient with people, things or situation. Generally speaking, attitudes or behaviors are learned and therefore can be unlearned. We are in the days and age when we all want everything fast and now. When it doesn’t happen fast and now, we tend to lose our patience, get irritated and become very annoyed.

As a parent or someone who relates with kids a lot, you will understand that kids tend to learn from and pick up the examples of the adults who are closest to them, those who are most influential in their lives. They form their pattern of behavior or attitude based on what they see or experience from their parents, close adult relatives, teachers and other sources of learning they are most frequently exposed to. It can also be assumed that the home situation or environment is the most influential on kids because they spend most of their time there.

Grumpiness is not only a bad attitude for children, it is equally bad for everyone. To effectively help kids overcome the negative attitude of grumpiness or any other negative attitude, it must start with the most influential adults in their lives which is usually the parents, guardians or teachers. It can also be said that kids are like a mirror reflection of their parent or other adults who are most influential in their lives. Kids reproduce what they see in their parents and those adults. As parents who wants to lead their kids by example, you must make it a habit to first check yourself when you observe any negative traits in your kids. Parents or guardians must therefore, work on themselves first in that area. They must realize the need to be positive role models to their kids. They must understand that much more important than the rules of behavior they set for their kids to follow is the way they conduct themselves to the kids and to others in the presence of the kids. If the parents are sure they are not responsible for the negative attitude they see in their kids, next is to check who or what the kids are being exposed to that may be responsible. Parents have a duty to deal with such appropriately as soon as possible.

The point is this, if you as a parent are always grumpy with your kids, with your spouse or with others right in the presence of your kids, you are pretty much telling your kids it is perfectly fine to be grumpy with others. But when you choose to be tolerant, patient and calm when you could have been irritated, impatient or annoyed, you are also teaching them to act that way. This is to say that the easiest way to handle grumpiness in kids is to practice not being grumpy towards them or others so they can learn from your examples. The saying “Children see, children do” will forever be true. It must be mentioned that no one is perfect. Parents and kids will always have moments of imperfection which if handled well especially by the adults, can be learning and growing moments for everyone. Besides such moments, the adults have the responsibility to keep working to model positive attitude to kids because it is the most effective method of teaching them.

Learn more about good parenting at More4Kids.info

Are you trying to track the activity of your employees? Or maybe you want to make sure that your employees arrive in time at work and they do their best at all times? Then it’s very important to invest in some good employee time clocks. Not only do these clocks make it easy for you to manage your employees, but you can easily track who arrives to work in time and who doesn’t!

Finding the right employee time clocks is rather challenging, which is why we have created a list which includes all the best options when it comes to employee time clocks and the value that they can deliver!

Facial recognition time clocks

Sometimes, employee time clocks can be tricked by employees. This is why it can be a magnificent idea to opt for facial recognition time clocks. What makes these amazing is the fact that they are very reliable, easy to use and you never have to worry about them being tricked by any employee in the longer term. Results are indeed second to none with these employee time clocks. Plus, they are very accurate and they will always allow the employer to track how much time an employee spends working on a particular project to begin with.

Fingerprint time clocks

If you don’t want to acquire facial recognition time clocks, you can pick the fingerprint time clocks. These stand out because they are very easy to use and install. Once you place them correctly, you will find that results will indeed stand out and the experience will be an extraordinary one. It’s safe to say that investing fingerprint time clock can be a great idea and in the end that can be rather rewarding.

ID badge time clocks

The ID badge time clocks are old-fashioned, but they do work very well. If you don’t want to invest in biometric options like the facial recognition time clocks or the fingerprint time clocks, this may be one of the best options for you to have. Plus, the price is a lot lower, and the solution is rather accurate. You can, however, deal with various human errors and that’s why a biometric time clock may be a much better option.

Hand punch time clocks

These solutions are the simplest ones out there. They are hassle free, designed to make the entire process simple, easy to perform and rather distinct as well. Once you use the employee time clocks, you will be impressed with the value, quality, and attention to detail. All you have to do is to take your time, and the value can indeed be a delightful one.

In the end, the employee time clocks are a stellar solution for any company, so you may want to give them a try. If you can opt for facial recognition time clocks and/or fingerprint time clocks since they can make work hour tracking a lot better and faster. Try them out, and you will surely appreciate the experience and results in the end!

Amelia Miller – Amelia runs RageMyCloset.com Amelia was born and raised in Chicago and blogs about luxury fashion, vintage, and travel.

Nikia Jefferson – he Founder and Editor of ChiTown Fashionista

Liz Schneider – personal stylist and fashion blogger who blogs at sequinsandstripes.com